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Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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| Q |
Where are church services held in the water each Sunday during July and August?
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| A |
At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes. |
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Paula Exarhou
The Paula Exarhou Team
14930 Clayton Rd,
Chesterfield, MO 63017
636-227-0076
Fax: 636-537-3993
Paula@PaulaExarhouTeam.com
"The Knowledge to Guide You...The Experience to Move You." Paula Exarhou has earned numerous accolades and awards for her real estate accomplishments. Paula's extensive market knowledge, expertise, work ethic, superior marketing skills and a love for helping others has earned her several #1 Agent designations and outstanding service awards. One of Paula's clients had this to say about her:
"You are an expert at what you do, you are honest and selfless. You helped me more than anyone ever has in my life. THANK YOU! THANK YOU!"
Paula would love to work with you and make your real estate experience a pleasant, effortless success. You can place your trust and confidence in one of the nation's top real estate professionals.    
 
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