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Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
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Over what famous building is aircraft forbidden to fly at any time?
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No aircraft is permitted to fly over the Taj Mahal in India. |
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Paula Exarhou
The Paula Exarhou Team
14930 Clayton Rd,
Chesterfield, MO 63017
636-227-0076
Fax: 636-537-3993
Paula@PaulaExarhouTeam.com
"The Knowledge to Guide You...The Experience to Move You." Paula Exarhou has earned numerous accolades and awards for her real estate accomplishments. Paula's extensive market knowledge, expertise, work ethic, superior marketing skills and a love for helping others has earned her several #1 Agent designations and outstanding service awards. One of Paula's clients had this to say about her:
"You are an expert at what you do, you are honest and selfless. You helped me more than anyone ever has in my life. THANK YOU! THANK YOU!"
Paula would love to work with you and make your real estate experience a pleasant, effortless success. You can place your trust and confidence in one of the nation's top real estate professionals.    
 
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