Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from The Paula Exarhou Team, a proven Chesterfield, Ballwin and St. Louis, Missouri NUMBER1EXPERT™ Top Selling real estate agent. Find Chesterfield, Ballwin and St. Louis Homes - Find Chesterfield, Ballwin and St. Louis, Missouri real estate listings & homes for sale provided by The Paula Exarhou Team, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from The Paula Exarhou Team, a proven Chesterfield, Ballwin and St. Louis, Missouri NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from The Paula Exarhou Team, a proven Chesterfield, Ballwin and St. Louis, Missouri NUMBER1EXPERT™ Top Selling real estate agent. Chesterfield, Ballwin and St. Louis Information - Find local information on Chesterfield, Ballwin and St. Louis, Missouri including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by The Paula Exarhou Team, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from The Paula Exarhou Team, a proven Chesterfield, Ballwin and St. Louis, Missouri NUMBER1EXPERT™ Top Selling real estate agent. About The Paula Exarhou Team - Information about The Paula Exarhou Team including testimonials, guarantees, credentials, and contact information. Learn why The Paula Exarhou Team is a proven Chesterfield, Ballwin and St. Louis, Missouri NUMBER1EXPERT™ Top Selling real estate agent. 
Please Sign Up For The Latest Listings and the Latest Real Estate News
First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
|
| Q |
What famous American sign was originally erected as a real estate ad?
|
| A |
The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland." |
 See More Real Estate Trivia > |
|
|
Paula Exarhou
The Paula Exarhou Team
14930 Clayton Rd,
Chesterfield, MO 63017
636-227-0076
Fax: 636-537-3993
Paula@PaulaExarhouTeam.com
"The Knowledge to Guide You...The Experience to Move You." Paula Exarhou has earned numerous accolades and awards for her real estate accomplishments. Paula's extensive market knowledge, expertise, work ethic, superior marketing skills and a love for helping others has earned her several #1 Agent designations and outstanding service awards. One of Paula's clients had this to say about her:
"You are an expert at what you do, you are honest and selfless. You helped me more than anyone ever has in my life. THANK YOU! THANK YOU!"
Paula would love to work with you and make your real estate experience a pleasant, effortless success. You can place your trust and confidence in one of the nation's top real estate professionals.    
 
www.PaulaExarhouTeam.com is brought to you by
The Paula Exarhou Team
NUMBER1EXPERT™ in real estate for
Chesterfield, Ballwin and St. Louis, Missouri Read The Paula Exarhou Team's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
